Ford 0% Financing Qualifications with Ford Motor Credit

Gresham Ford is excited to offer 0% for 60 months on new select Ford vehicles.  All-New Special Offer on 2026 model year F-150, Explorer, and Super Duty Regular and SuperCab.

Save you with a 0% interest rate.

Current Eligible Vehicle Offers

New 2026 F-150 Trucks

0% Annual Percentage Rate for 60 Months

Even if you missed Truck Month, Ford Motor Company has you in mind this fall with zero percentage auto loans on a new 2026 F-150 trucks. Ford’s special promotional events, such as the 0% APR for 60 months offer, are designed to help buyers save more on new vehicles. New Ford models don’t usually enjoy zero percent but now is your chance. This offer would allow you to put money into investments that will help your money grow – all while you have a zero percent auto loan. Zero percent financing for 60 months is offered from Ford Motor Credit via program 21510 and expires November 2nd, 2026.  See your favorite Oregon Ford Dealer for complete details and qualifications.

Plus $1,500 Bonus Cash Rebate | F-150 Sale Offer

If you thought trading up to a new F-150 was expensive, think again.  Ford Credit is offering $1,500 Bonus Cash Rebate, Program Number 21684, for well qualified buyers when they finance or purchase a new 2026 FordF-150.

Not all buyers will qualify for Ford Credit APR financing. 0% APR financing for 60 months at $16.67 per month per $1,000 financed regardless of down payment (PGM #21684). Not available on Raptor. Take new retail delivery or place a new retail order from an authorized Ford Dealer’s stock by 11/2/26. See dealer for residency restrictions, qualifications, and details. Some models, trims, and features may not be available and may be subject to change. See dealer for details. (NAT)

View Ford F-150 Inventory

 

APR Financing

APR helps you compare different loans because it shows the true yearly cost, not just the monthly interest rate. Think of APR as a way to see the real price of using someone else’s money so you can make smart choices when borrowing. And when the APR is zero it makes your true yearly cost very low.

If you spent the whole summer daydreaming about this epic truck, now is the time to explore your new car options. You can determine your trade ins value with the outstanding Kelley Blue Book Instant Cash Offer tool. Even if you are upgrading from your first car, KBB can give you a quick painless value for your trade in. The F 150 truck is an impressive truck that is just one of the Ford models in the vehicle lineup. 0% APR financing makes it a great time to visit your favorite ford dealership during their sales hours, seven days a week to find out more.

New 2026 Ford Explorer

0% APR for 60 months

Take advantage of the ongoing 0% APR for 60 months when you purchase a new 2026 Ford Explorer, making it an unbeatable time to step into a vehicle designed for your kind of life with zero interest and exceptional savings. This special financing offer from Ford Motor Credit means approved buyers can spread out payments for up to five years without paying any interest, helping you maximize value on an award-winning family friendly SUV.

 How Does 0% APR Benefit You?

Opting for 0% APR financing for 60 months keeps your monthly payments lower and lets you build equity in your new Explorer faster, all with no interest charges over the life of the loan. For every $1,000 financed, your monthly payment is approximately $16.67, offering predictable, affordable payments that fit your budget.

 

 

New Ford Financing Incentive Offer

Ford Motor Credit is offering 0% APR* Won’t Last Forever

These Offers Ends November 2nd, 2026

Unlock the Benefits of Ford Credit Financing

Ford Credit is a financial service offered by Ford Motor Company that provides financing options for customers looking to purchase or lease a Ford vehicle. Ford Credit offers a variety of financing options, including 0% APR for up to 60 months on select Ford vehicles. This offer is available to qualified customers and can help you save money on your purchase.

Not all buyers will qualify for Ford Credit APR financing. 0% APR financing for 60 months at $16.67 per month per $1,000 financed regardless of down payment (PGM #21684). Take new retail delivery or place a new retail order from an authorized Ford Dealer’s stock by 11/2/26. See dealer for residency restrictions, qualifications, and details. Some models, trims, and features may not be available and may be subject to change. See dealer for details. (NAT)

View Ford Explorer Inventory

0% APR for 60 Months on New 2026 Ford Super Duty Regular Cab and SuperCab Trucks

A New Truck. No Interest. Let’s Talk.

If you’ve been thinking about replacing your work truck, here’s a good reason to stop by Gresham Ford. Now through November 2, 2026, qualified buyers can get 0% APR financing for 60 months on eligible new 2026 Ford Super Duty Regular Cab and SuperCab trucks.

Maybe your current truck is spending more time in the shop than you’d like. Maybe you’ve added another crew, picked up more work, or simply need a truck that better fits what you do now. Whatever brings you here, we’re happy to help you sort through the options without making the process harder than it needs to be.

Not all buyers will qualify for Ford Credit APR financing. 0% APR financing for 60 months at $16.67 per month per $1,000 financed regardless of down payment (PGM #21684). Take new retail delivery or place a new retail order from an authorized Ford Dealer’s stock by 11/2/26. See dealer for residency restrictions, qualifications, and details. Some models, trims, and features may not be available and may be subject to change. See dealer for details.

View Ford Super Duty Truck Inventory

Let’s Find the Right Truck for Your Work

Before we talk about a particular truck, we’d like to hear what you need it to do.

Are you hauling equipment around Gresham? Traveling between job sites in East Portland? Looking for a truck for your property outside Sandy or Boring? Those details help us narrow down your choices.

We’ll walk through available Regular Cab and SuperCab models with you and look at the equipment on each truck. If you need a specific towing setup, payload capacity, or upfit, let’s discuss that early. We want you looking at trucks that fit the job—not just trucks that happen to be on the lot.

Already have a particular configuration in mind? Send us your list. We can check availability and help you take the next step.

Straight Answers About Your Payment

The financing should be as easy to understand as the truck.

With this offer, qualified buyers pay no interest on the amount financed over the 60-month promotional term. Your monthly payment will depend on the purchase price, down payment, trade-in, and any applicable taxes and fees included in your financing.

Additionally, Ford Credit can help you create a financial plan or maintenance plan, making it easier to budget and prepare for vehicle ownership.

Ford Financing Deals

In today’s competitive automotive market, Ford stands out by offering some of the most attractive financing deals designed to make owning a new Ford more feasible and financially comfortable than ever before. These financing deals are akin to an exclusive cash reward, enticing potential buyers to consider making the leap to a new Ford vehicle. With an array of rebates and incentives, Ford’s financing options are structured not just to lower monthly payments but also to provide significant savings that enhance the overall value of purchasing a Ford.

Remarkably, many of these current rebates and incentives extend beyond traditional financing to include cash purchases, broadening the scope of savings for buyers regardless of their preferred method of acquisition. This flexibility ensures that more individuals can benefit from Ford’s generous offers, making the dream of driving off in a new Ford an attainable reality for a wider audience. Whether you’re looking to finance your purchase or pay in cash, Ford’s comprehensive suite of deals is designed to cater to a variety of financial situations and preferences.

Gresham Ford Wants to Be Your Ford Dealership of Choice

Dealership info phone numbers are there to help answer your questions. Please reach out to our dedicated team of Customer Advocates today.

For residents of Oregon, the opportunity to take advantage of these offers is just a visit away at your local Ford Dealer, like the renowned Dealer with a Heart. This dealer, among others, serves as a gateway to the wealth of savings that Ford has meticulously put together for its customers. By visiting these dealerships, potential buyers can engage with knowledgeable professionals who are eager to walk them through the various options available, ensuring they understand how to maximize their savings when upgrading to a new Ford.

Financing Options

Ford Motor Credit offers several flexible new car financing options for retail buyers, catering to a range of budgets and ownership preferences. Understanding these choices helps simplify the car-buying process and enables customers to choose the financing method that best fits their needs.

Varying down payments can significantly impact your loan approval chances and the terms offered, with larger down payments often leading to better rates or easier approval, while some promotions may even feature no down payment requirements.

Standard Retail Purchase Financing

The most common option is a traditional retail installment contract, which allows buyers to purchase a new Ford vehicle with fixed interest rates and customizable loan terms, typically ranging from 12 to 84 months. With this method, customers make regular monthly payments based on their selected term, down payment, and creditworthiness. As payments are made, equity builds in the vehicle, and total ownership is achieved at the end of the contract, with no mileage restrictions or lease-end obligations.

Flex Buy Financing

Ford Credit also provides specialized Flex Buy loans, designed to offer lower payments during the first 36 months of the term. After this period, payments increase so the remaining balance is paid off by the end of either a 66- or 75-month contract. This structure is useful for customers who expect their financial situation to improve in the future, and helps manage cash flow while securing vehicle ownership.

Leasing (Red Carpet Lease)

Retail buyers may also lease their Ford through Ford Credit’s Red Carpet Lease program, which features fixed monthly payments, flexible mileage options, and short ownership cycles of 24 to 48 months. Leasing is ideal for those who prefer driving new cars frequently, want lower payments, and aren’t focused on building equity.

Ford Motor Credit also enables easy online account management, competitive rates, and special incentives for qualified buyers, ensuring support at every stage of the financing journey. The Gresham Ford Finance team is also here to help answer any and all questions.

The current Ford financing deals reflect the company’s commitment to providing value and support to its customers. By offering such attractive incentives, Ford not only positions itself as a leading choice for new vehicle purchasers but also reinforces its reputation as a brand that cares about making ownership as accessible and rewarding as possible. As the automotive landscape continues to evolve, Ford’s dedication to offering competitive financing deals stands as a testament to their ongoing effort to meet the needs and exceed the expectations of drivers everywhere.

With 0% financing on select Ford vehicles from Ford Motor Credit, you can now save big on interest payments and indulge in a top-quality ride that will make your heart race. But hurry up – this offer won’t last forever. With rising interest rates and inflation, it’s more important than ever to take advantage of this opportunity while it lasts.

For the best buying experience, choose to purchase from Gresham Ford, a family-owned award-winning local dealership. Our team is committed to treating our customers with respect and transparency throughout the entire buying process. We pride ourselves on providing exceptional service, from pricing details to after-sales care.

Ford 0% Financing Qualifications

It is true that not all buyers will qualify for the zero percent annual percentage rate but be assured that Gresham Ford will help to find you the best terms and lowest payment for whatever new Ford model you choose.

Imagine cruising down the highway in your brand-new Ford, feeling the wind in your hair and the sense of pride and joy that comes with owning a top-quality ride. Don’t wait – visit us today and take advantage of this irresistible offer before it’s too late.

Not all buyers will qualify for Ford Motor Credit financing.  0% APR financing for 60 months at $13.89 per month per $1,000 financed regardless of down payment.  Program Number 21510.  Residency restrictions apply.  For all offers, take new retail delivery from and authorized Ford Dealer’s stock, like Gresham Ford, by 11/02/2026.  See an Oregon Ford Dealer for complete qualifications and details.

First Time Buyers

First-time buyers often don’t qualify for 0% APR offers without a well-qualified cosigner because lenders view them as higher risk. To get 0% APR financing, manufacturers and lenders require excellent credit scores—usually above 740 or even in the super-prime range around 780 or more—and a solid financial history, including stable income and a low debt-to-income ratio. First-time buyers typically lack sufficient credit history or have limited credit profiles, making it harder for lenders to confidently approve them for the best financing deals on the market.

Application and Approval Process

At Gresham Ford, the application and approval process for the 0-0-0 Summer Sales Event is designed to make your journey to a new Ford vehicle as smooth and rewarding as possible. Whether you’re eyeing the epic 2026 F-150, the innovative Explorer, or family favorites like the Ford Super Duty Trucks , our finance team is here to help you unlock significant savings with zero percent interest, $0 down payment, and zero payments for 90 days.

Getting started is easy—simply visit the Gresham Ford website or stop by the dealership in person to browse our latest new Ford models. Once you’ve found the Ford vehicle that fits your lifestyle, our finance team will guide you through the next steps. You can submit your credit application online for added convenience, or work directly with our experts at the dealership. We’re committed to helping buyers with fair credit and a variety of financial backgrounds find the most favorable terms, including flexible financing options and low monthly payments.

Not all buyers will qualify for 0% APR financing, but our finance team works tirelessly to find the best possible deal for every customer. We offer a wide range of financing options, so whether you’re interested in a new Ford, an electric vehicle, or taking advantage of Ford’s Power Promise for EV buyers, you’ll have more flexibility and the advantage of tailored solutions. For those considering an electric vehicle, perks like complimentary home charger installation and extended battery warranties make the switch even more appealing.

To qualify for these exclusive offers, buyers must meet certain residency restrictions and credit requirements. Our finance team will walk you through the details, ensuring you understand the terms and conditions of your auto loan or lease. The approval process is typically quick—often just a few hours to a couple of days—so you can enjoy your new Ford vehicle and the benefits of zero percent interest and zero payments for 90 days without delay.

Throughout your experience, Gresham Ford is here to support you. Our dealership info phone numbers are always available for questions, and you can visit us during our convenient sales hours to explore your options. Plus, our service department is open for oil changes, tire rotations, and all your maintenance needs, so you can keep your new Ford running smoothly long after your purchase.

Ready to take advantage of the 0-0-0 Summer Sales Event? Contact Gresham Ford at [phone number] or visit us during sales hours to get started. With zero percent APR financing, $0 down payment, and no payments for 90 days, this is your chance to enjoy a loooooong weekend of savings and drive home in a new Ford model with the best financing options available. Don’t miss out on this game changer—let our finance team help you make your new Ford dream a reality!